Self Employed Home Loans

Self-employed home loans, also known as "non-QM loans," are a type of mortgage designed for self-employed borrowers who may not meet the traditional lending requirements. These loans take into account a borrower's income, which may fluctuate and can be difficult to document. Self-employed home loans typically require a larger down payment and a higher credit score than traditional loans, but they offer more flexible qualification requirements.

Self-employed borrowers may also need to provide additional documentation to prove their income, such as bank statements, profit and loss statements, and tax returns. Overall, self-employed home loans provide an option for entrepreneurs and freelancers to achieve homeownership, even if they don't meet the traditional lending requirements.

Self Employed Loan Characteristics

1) Self-employed home loans are designed for borrowers who are self-employed or have irregular income

2) Self-employed home loans typically require a larger down payment and higher credit score than traditional loans

3) Borrowers may need to provide additional documentation to prove their income, such as bank statements, profit and loss statements, and tax returns

4) These loans offer more flexible qualification requirements than traditional loans

5) Self-employed home loans may have higher interest rates compared to traditional loans

6) These loans can be used for various purposes, including purchasing a primary residence, a vacation home, or an investment property

7) Self-employed home loans provide an option for entrepreneurs and freelancers to achieve homeownership, even if they don't meet the traditional lending requirements.

5) Self-employed home loans may have higher interest rates compared to traditional loans

6) These loans can be used for various purposes, including purchasing a primary residence, a vacation home, or an investment property

7) Self-employed home loans provide an option for entrepreneurs and freelancers to achieve homeownership, even if they don't meet the traditional lending requirements.

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Corporate NMLS NMLS: 181106 | Company Website: https://www.barrettfinancial.com

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Licensed to do business in WA, OR, AZ, CA

(971) 291-3425